:root{--brand:#0878E8;--navy:#07152F;--light:#F5F9FD;--ink:#101828;--muted:#667085}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font-family:Inter,system-ui,sans-serif;color:var(--ink);line-height:1.65}
h1,h2,h3,h4{font-family:Sora,Inter,sans-serif;letter-spacing:-.02em;color:var(--navy)}
h2{font-size:clamp(1.7rem,3.2vw,2.4rem)}h3{font-size:1.15rem}
.muted{color:var(--muted)}
.btn-brand{background:var(--brand);border-color:var(--brand);color:#fff;font-weight:600;border-radius:8px}
.btn-brand:hover,.btn-brand:focus{background:#0665c4;border-color:#0665c4;color:#fff}
.btn-lg{border-radius:8px}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--brand);outline-offset:2px}
.site-header{background:#fff;border-bottom:1px solid #e4e9f0}
.brand{display:inline-flex;align-items:center;gap:10px;font-family:Sora,sans-serif;font-weight:700;font-size:1.3rem;color:var(--navy);text-decoration:none}
.brand-light{color:#fff}
.nav-link{font-weight:500;color:var(--ink);padding:.5rem 1rem!important}
.nav-link:hover,.nav-link.active{color:var(--brand)}
.hero{background:var(--navy);color:#fff;padding:96px 0}
.hero h1{color:#fff;font-size:clamp(2.2rem,5vw,3.6rem);line-height:1.12;margin-bottom:1.25rem}
.hero .lead{color:#c5d3e8;margin-bottom:2rem}
.eyebrow{color:#6db3ff;font-weight:600;margin-bottom:1rem}
.page-hero{background:var(--navy);padding:84px 0}
.page-hero h1{color:#fff;font-size:clamp(2rem,4.5vw,3.2rem)}
.page-hero .lead{color:#c5d3e8;max-width:680px}
.section{padding:88px 0}.alt{background:var(--light)}
.head{max-width:720px;margin:0 auto 3rem;text-align:center}
.card-x{display:block;height:100%;background:#fff;border:1px solid #e1e8f0;border-radius:12px;padding:28px;text-decoration:none;color:inherit;transition:border-color .2s,transform .2s}
.card-x:hover{border-color:var(--brand);transform:translateY(-3px)}
.card-x i,.big-i{font-size:1.8rem;color:var(--brand);display:block;margin-bottom:.75rem}
.card-x p{color:var(--muted);font-size:.95rem;margin:0}
.big{font-size:1.8rem}
.ticks{list-style:none;padding:0;margin-top:1.25rem}
.ticks li{padding:6px 0 6px 30px;position:relative}
.ticks li:before{font-family:bootstrap-icons;content:"\f26a";color:var(--brand);position:absolute;left:0}
.why{border-left:3px solid var(--brand);padding:6px 0 6px 22px}.why p{color:var(--muted)}
.steps{list-style:none;padding:0;margin:0;display:grid;gap:32px;grid-template-columns:repeat(4,1fr);position:relative}
.steps li{border-top:2px solid #cfdcec;padding-top:20px}
.steps p{color:var(--muted)}
.num{font-family:Sora,sans-serif;font-weight:700;color:var(--brand);font-size:1.6rem}
.cta{background:var(--navy);color:#fff;padding:80px 0}
.cta h2{color:#fff;max-width:760px;margin:0 auto 1rem}
.cta p{color:#c5d3e8;max-width:640px;margin:0 auto 2rem}
.accordion-button:not(.collapsed){color:var(--brand);background:var(--light);box-shadow:none}
.form-card{background:#fff;border:1px solid #e1e8f0;border-radius:12px;padding:32px}
.ci{display:flex;gap:14px;align-items:flex-start;margin-bottom:1.25rem}
.ci i{color:var(--brand);font-size:1.4rem}.ci address{margin:0}
.site-footer{background:#050f22;color:#aab8cf;padding:64px 0 24px}
.site-footer h2{color:#fff;font-size:1rem;margin-bottom:1rem}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin-bottom:.5rem}
.site-footer a{color:#aab8cf;text-decoration:none}.site-footer a:hover{color:#fff}
.copy{border-top:1px solid #1b2a45;margin:40px 0 0;padding-top:20px;font-size:.9rem}
@media(max-width:991px){.steps{grid-template-columns:1fr;gap:0}.steps li{border-top:0;border-left:2px solid #cfdcec;padding:0 0 28px 24px}.section{padding:64px 0}.hero{padding:64px 0}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.legal{max-width:820px}.legal h2{font-size:1.4rem;margin:2.25rem 0 .75rem}.legal p,.legal li{color:#344054}.legal ul{padding-left:1.25rem}
.legal-links{display:flex;flex-wrap:wrap;gap:20px}